Express Working Capital uses Facebook to Donate $1000 to Dress for Success Dallas

Express Working Capital, a leading merchant cash advance company, provides businesses the opportunity to thrive… that is no secret. Recently, the company gave a little something extra. In a unique, three-month social media campaign, EWC partnered with nonprofit organization Dress for Success Dallas, ultimately donating $1000. Fueling our economy in more ways than one, EWC is proud to be able to contribute to a worthy cause.

Express-Working-CapitalDress for Success Dallas is part of an international nonprofit organization that is committed to helping economically disadvantaged women to succeed in the workplace. In order to help women achieve independence and thrive, Dress for Success provides not only professional attire, but also a support network and career development tools. Powered by volunteers, they depend on donations to accomplish the good work they do in the community.

Express Working Capital is committed to the core values of honesty, integrity, loyalty and focus on the customer. For three months at the end of 2011, EWC ran a campaign on Facebook in which the company contributed one dollar to Dress for Success Dallas for every “Like” their Facebook page received. – An EWC spokesperson said, “We feel Dress for Success is a great organization with a great cause; they help women thrive in work and life, just as we help small- and medium- size business thrive in a tough economic climate.”

For anyone who has worked with EWC, this partnership, even in a difficult economic time, is no surprise. A company with integrity, Express Working Capital strives to deliver superior customer service and form long term partnerships with its customers. An entrepreneurial company dedicated to seeing other entrepreneurs succeed as well, EWC can provide your business with the capital it needs to thrive.

7 Rules of TransparencyA unique offering from Express Working Capital is a business cash advance solution called Convenience Capital™. Formulated from the experience of successfully funding hundreds of clients around the country, Convenience Capital™ allows any business to leverage their future success for capital today.  To learn more about how a merchant cash advance can help grow your business, visit the website.

 

For a deeper connection, plug into the online community on:

Follow Us on Facebook  Follow Us on Twitter  Connect With Us on LinkedIn  See Us on Youtube

 

 

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Testimonials from Our Customers

Merchant-Cash-Advance-Testimonials

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Can You Get a Business Loan with Bad Credit

In today’s tough economic climate, many small business owners are struggling, especially because it is difficult to get a business loan with bad credit. Without confidence that the loan will be repaid, banks are not willing to risk lending the capital that business owners need to expand, cope with an emergency, or even get their companies through a difficult time. Fortunately, there are creative solutions designed to get you the money you need, even if your credit is less than pristine.

A merchant cash advance is one such solution. An MCA is not a loan; it is a vote of confidence in the future of your business. The beauty of a merchant cash advance is in its simplicity; it is a cash advance against your future credit card earnings. In order to qualify, a merchant must process at least $10,000 each month in credit card transactions, from a physical location other than a personal home, which is open and operating five days a week or more. Additionally, the business must be in good standing with the landlord. With those simple requirements, you can obtain a cash advance, regardless of credit.

Business-Loan-With-Bad-CreditEven a well-established business operator can hit a rough patch and need some extra capital. However, when you are trying to run a business, a credit-damaging time of hardship should not keep you from getting the help you need to move your business forward. With a business cash advance, you can build on your history of success, and continue to grow your business.

At Express Working Capital, we believe that your past performance is a predictor of your future success, and we want to help you grow your business. Because we have confidence that your business will continue to bring in the credit card profits that you have already been earning, we make it easy for you to get an advance, with a streamlined application process and easy terms. For more information, visit our website, or join our online community by liking us on Facebook and following us on Twitter.

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Capital For Your Business

In today’s economic climate, the options for small business owners to procure capital for their business are very limited and each one comes at their own price.

Here’s a close-up look at the variety of options available.
Equity Partners often can inject a sizable amount of cash into a business with little immediate reductions in cash flow for repayment.

Unfortunately, equity partners are normally in the business for “life” and are usually paid back huge sums of cash as compared to their initial investment.

Bank loans often can and will be the most affordable long-term option to financing your small business.

Unfortunately, especially in this economy, banks are very reluctant to lend to small businesses and even when they do, the time it takes to secure the financing is long, often causing merchants to miss opportunities.

Our cash advance program was designed with you in mind to get you the cash you need for your business when you need it the most—now.

Click here and let us know how we can help you grow your business. Stay caught up with us on Facebook, Twitter and LinkedIn, and subscribe to our YouTube channel for more information and useful tips. Then, follow our blog to learn more about how a merchant cash advance, from Express Working Capital, can help your business.

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Grow Your Business: Business Cash Advance

A business cash advance can be a smart way to grow your business, take advantage of a strategic opportunity, or expand offerings to your clients.  While the cost of a business cash advance isn’t always the least expensive option, if used properly, it can be the most effective capital source for your business.   Here are a few smart uses to consider.  First, a business cash advance can be used for strategic opportunities like:

  • getting volume discounts on inventory,
  • buying  out a struggling competitor,
  • and more………………….

Marketing and advertising campaigns are another smart use for business cash advances and in most cases, the advance pays for itself, plus brings in additional revenue.

Click here and let us know how we can help you grow your business. Stay caught up with us on Facebook, Twitter and LinkedIn, and subscribe to our YouTube channel for more information and useful tips. Then, follow our blog to learn more about how a merchant cash advance, from Express Working Capital, can help your business.

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Reasons Not to Use a Business Cash Advance

A merchant cash advance is a great way to get the capital your business needs, but there are reasons not to use a business cash advance. At Express Working Capital, we know the pitfalls for business owners, and we would like to help you make the best decision for your company. Here are a few situations in which an MCA is not a good idea.

  • Do not use a merchant cash advance for anything that will not directly benefit your business. The MCA comes out of your business’s profits, so it only makes sense to use it to boost your business. Anything else is a waste of money and time.
  • Do not use the cash to repair anything that should be replaced.  This is a good example of being
    reasons not to use a business cash advance

    Reasons Not to Use a Business Cash Advance

    “penny wise and pound foolish.” If your equipment is not what it needs to be, repairing it is just borrowing trouble, and you will likely find yourself in need of more repair money in the near future.

  • Do not use the cash to stay open one more month. The same theory that applies to equipment also applies to your business as a whole. If it is not salvageable, cut your losses. The capital you receive from your MCA should be used to grow and thrive, not limp along for a little while longer.
  • Never use the MCA cash on expensive personal diamondsitems. Again, this money is an opportunity to grow your business. Spending it on a vacation, car, or the down payment on a house will only get you in over your head financially.
The most important aspect of a merchant cash advance is the company from which you receive it.  This is an important time to do your homework and find a company with high ethical standards, one that will partner with you to help you grow your business. You would not take on a business partner lightly; so do not take a merchant cash advance from the first provider you find. Do your research before making such an important decision.

At Express Working Capital, we pride ourselves on upholding the highest ethical standards, and even working to improve the regulation of our industry. We believe that MCAs are a great way to take advantage of strategic opportunities for your business, but we also understand that there are reasons not to use a business cash advance. If you are a business owner in need of funding, contact us at 866.657.5660, or check us out on our website. You can also follow Express Working Capital on LinkedIn, to learn how we can help you to fund your business.

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Can You Get a Merchant Cash Advance with Bad Credit?

Many small business owners are uncertain as to how to bring in needed capital, because they are unaware that it is possible to get a merchant cash advance with bad credit. With the economy in a downturn, many entrepreneurs have been hard hit, and their credit ratings have suffered as a result. Lenders are unwilling or unable to meet the needs of these small businesses, but there is an alternative. Because an MCA is not a loan, Express Working Capital can often find the perfect solution for a business owner in need of funds, but there are a few prequalification requirements.

  • First, the merchant must process a minimum of $10,000.00 each month in Visa, MasterCard, and Discover transactions. Because a merchant cash advance is based on the sale of future credit card income, this is a logical requirement.
  • The merchant must have a physical location, outside of a personal home, where business is conducted daily.  Express Working Capital has a responsibility to perform due diligence and ensure that any business in our program is a legitimate enterprise.
  • The business must be open and operating at least five days a week. For a business to ensure timely repayment, that business must have sufficient operating hours.
  • The merchant must be current with the landlord. If a business owner does not honor responsibilities involved in running a business, there is no guarantee that EWC’s contract will be honored. In order to provide this funding opportunity to merchants, we must be sure we are dealing with responsible people.

Merchant Cash Advance with Bad Credit After those simple requirements are met, the application process is streamlined and uncomplicated. At EWC, we believe we have just a bit more to offer; we’re just a bit better at providing solutions in order to help you get a merchant cash advance with bad credit. These are some of the things we consider right from the start. If you are an established operator, with a proven track record of success, let’s talk. We want to help grow your business. For more information, visit our website. Or, to receive updates and connect with our online community, follow us on Twitter and like us on Facebook.

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Leverage Your Success for Future Growth

Especially in these troubled economic times, when everyone seems to be a little bit worse off than they used to be, it is a relief Leverage your Successto be able to leverage your past success for future growth. Unfortunately, many banks seem to have short memories, and even stricter lending policies. At Express Working Capital, we allow you the ability to rest on your laurels, long enough to get back on your feet.

Here is how it works: EWC advances you the capital you need to grow your business, in exchange for a percentage of future credit card sales. It is a simple process, with a streamlined application process, and best of all, it is quick. This makes working with EWC much different from working with banks, which are often very slow to give business owners a decision. Even if your credit is favorable, you may miss a great opportunity while you wait for the bank to decide whether to give you the funding you need.

Whether you are looking to expand your business, , or you just want to jump on an opportunity before it passes by, chances are you will need extra capital at some point. When that happens, EWC can help. Once you have received a lump sum of working capital in exchange for future credit card sales, your credit card processor will send Express Working Capital a daily, fixed, pre-determined percentage from each credit card sale. When the advance is repaid, collections will stop automatically. What could be simpler?

We at EWC believe that your record of accomplishment should count for something.  Because we believe that past performance is a predictor of future success, we allow you to leverage that success for future growth. For more information, call us at 866-657-5660 or visit our website to give us your contact information, so we can get in touch with you and show you how we can help you grow your business success.

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Are You in Need of New Restaurant Equipment

A merchant cash advance can be a boon to restaurateurs, particularly those in need of new restaurant equipment. By taking an advance on your future credit card sales, you can reinvest that capital into equipment that will help your sales to grow. The headaches of dealing with faulty equipment are numerous, but they are easily resolved if you have the appropriate financial resources.

new-restaurant-equipmentFaulty kitchen equipment can be a big problem when trying to prepare food. The quality of food may be affected, and this can reduce your profit. Even worse, bad equipment can cause injury and lead to angry employees.  Low morale can cause staffing problems, and the way your staff interacts with customers may even be affected. Angry kitchen staff can cause servers to have bad attitudes, which can change the whole tone of your establishment. A staff that is satisfied with their work environment will create a positive dining experience for your customers, which will lead to increased sales and repeat customers.

Point-of-sale equipment that needs to be replaced can also negatively impact your business. Faulty POS systems can lead to delays in food being delivered to your guests  and hassles when your guests are ready to leave. This can also create communication problems among internal staff, and even issues with batching credit card reports. This is unfortunate, because point-of-sale systems are supposed to make it easier to handle the restaurant’s hard-earned money!

If you own a restaurant, you know why owners sometimes put off replacing equipment, even when the benefit of doing so is clear. Computers and kitchen equipment are expensive to replace, but Express Working Capital can help. With merchant cash advances, we empower you to leverage your restaurant’s success in order to promote future growth. Once you have gotten your new restaurant equipment, your business will run more smoothly and your profits will increase. Visit our website to learn more about how we can help you out of this pickle, or call us at 866-657-5660.

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Time to Grow! You’ve Maneuvered the Maze of Financing a Small Business

Now Your Business Needs to Grow Beyond the Banks’ Strict Lending

You Did It!

First, pat yourself on the back. Financing a small business is never an easy thing, but you’ve made it work! You’ve gone to the bank… you’ve opened your business… and things are going great. The sun is shining, the weather’s clear.

What’s Next?

Financing a Small BusinessYou find yourself at a crossroads. You need to grow, and you need to move now! All the planets are aligned! BUT…The bank’s strict lending policies won’t help, and you don’t have time to wait months for an answer. In this economy, you move it or you lose it.

Suddenly, you’re plunged into a maze of murky financing options. Dead ends and twisting paths turn you back until you don’t know the way in or the way out!

Financing a small business can be a struggle at the best of times. But when you try to find a legitimate, trustworthy option that lets you get the money you need at reasonable terms on a tight schedule – well, every path feels like a potential trap.

This is when Express Working Capital should be your first option. Financing a small business is our forte – we’re a small business, just like you are. We grow when you do. Our unprecedented customer service and forthright contracts make us leaders in the merchant cash advance industry. We’ll lead you out of the labyrinth and back into the light so you can focus on your business, not the maze.

Your Money – on Your Schedule

 Merchant Cash Advance (MCA) providers don’t give loans. We buy a share of your expected future credit card receipts. You get the cash up front, and we get payments from your future credit card sales as they are settled daily.

You also get an experienced business partner in the bargain. We see ourselves as professional partners, invested in the success of your business. Our ability to build long term partnerships with our clients sets us apart from other MCA providers. We’ll guide you through the process of MCA small business financing with more transparency and ease than your bank ever could. You’ll know what to expect from us at every turn. And we’ll do it with the lightning speed and laser precision you’ve always wished you could find in a financier.

When you finance with Express Working Capital, you can have your money in hand in as little as a week! Now, that’s fast enough to take advantage of any legitimate opportunity in the business world.

If you need to move faster than the banks will go, or you need to take advantage of an opportunity that the tight fisted banks just refuse to fund. It’s now or never! Give us a call at (866)657-5660, learn more about us on our website or follow Express Working Capital on LinkedIn.

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